Business Loans
Business Loans
If a business opportunity presents itself but you need a substantial cash injection to take it up, we’re ready to help you find the most suitable loan for your business.
As your business grows, it’s demands, and finances grow with it, and we are here to help guide you through the funding process. Whether you need funding to help your business expand, fund acquisitions or asset finance for new equipment or vehicles.
Business Loans
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Business Loans
Working with the most flexible and responsive lenders in the UK financial market we offer expert advice and can provide the capital required for your business be it new start up, acquisition or expansion.
A business loan is a commercial term loan made to a business either on an unsecured basis or secured against property assets.
A business loan should complement the role of the business overdraft with the latter generally being used for day to day working capital but with the former taken on for a specific purpose.
Many business loans are unsecured so do not require the business to hold property assets, or equipment. This then allows the business to utilise these assets for other forms of borrowing such as asset finance.
Business loans are a legitimate business expense and as such can be used by the client’s accountant to offset their tax bill, so any lending to the business is tax efficient. Unlike an overdraft, payments to a business loan facility are generally amortised over the period of the loan, with the debt being paid off until at final payment the debt is redeemed in full.
Business loans can be put into place very quickly when unsecured as the requirement for a solicitor to register the charge against an asset is not required and this removes a lot of stages from the process.
Key features of our service include:
- A fully managed service from application through to funds transfer.
- Secured and Unsecured Funding.
- Funding solutions even when adverse credit / CCJ’s exist.
- Business acquisition Funding – Loans for Commercial, Industrial, Retail, Pubs etc.
- Business expansion Funding.
- Finance for Vehicles, Plant, Machinery and Computers / IT equipment.
- Competitive interest rates, flexible loan terms and no upfront fees.
Being directly regulated from the FCA we are genuinely whole of market with the ability to deal with those complex cases.
When we consider your lending requirement, we don’t just go onto a sourcing system, instead we use our years of product knowledge to make sure that you are getting the best and most appropriate deal available.
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Over 250 + Lenders
Reviews:
Would Highly Recommend Using Equinox Commercial Finance
"Simon helped us secure a mortgage on a commercial property to be used as a Children's Nursery.
From the start Simon helped us understand our options and quickly came back with the best quotes available.
He then helped with all the paperwork and documentation needed to provide to the lender and quickly came back with a finance offer that suited us.
I would highly recommend Equinox for any commercial lending."
Matthew Butterfield
Where to find us:
Office 1, Pen Y Dalar, Main Street, Thornton Le Moor, Northallerton,
North Yorkshire, YO7 3BX
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Equinox Commercial Finance Ltd (FRN: 841410) are Credit Brokers and Appointed Representatives of White Rose Finance Group Ltd (FRN: 630772) Authorised and Regulated by the Financial Conduct Authority. PLEASE MAKE BORROWING DECISIONS CAREFULLY, PROPERTY OR OTHER ASSETS OFFERED AS SECURITY MAY BE AT RISK IF YOU CANNOT KEEP UP WITH REPAYMENTS.